Savings CardLog in / Register

Welcome to the Sainsbury's Savings Card

Sainsbury's, Argos, Tu and Habitat savings card with gift decorations

Earn a 5% bonus on every £50 saved

Earn the maximum bonus when you save £500 with us. If your balance is at least £50 on the 1st November you will qualify for a bonus. Purchase your Sainsbury's Savings Card in-store before registering your card online to be able to top up and save.

Register your Savings Card

How it works

Making the most of your Savings Card

  1. Step 1 of 4 - Purchase and activate your Savings Card in-store: You can load up to £250 at a manned till and £100 at a self checkout onto your Savings Card when you first purchase your Savings Card from one of our Sainsbury's stores. - active1
  2. Step 2 of 4 - Register your card: Use the link on the back of your card or at the top of this page to create an account and register your card. - active2
  3. Step 3 of 4 - Start saving: Top up your card at any Sainsbury's till. - active3
  4. Step 4 of 4 - Qualify for your bonus: Ensure your balance is £50 or more on the 1st November to qualify for your bonus. Maximum bonus £25. - active4

Why use a Savings Card?

A smart way to save for big occasions

Earn a bonus

Save on your card and keep a balance of at least £50 by 11:59pm on the 1st November. You'll earn £2.50 on every full £50 saved, up to a maximum bonus of £25 on £500 saved. Bonus will be added to your card by the end of November.

Your balance is insured

Register your card online and your balance is insured against retailer insolvency in accordance with the DMCC Act 2024.

Spend across all of our brands

After registration, top up your card in Sainsbury's stores and shop in Argos and Sainsbury's stores and online at sainsburys.co.uk, argos.co.uk, habitat.co.uk and tu.co.uk, exclusions apply.

Ready to add a Savings Card to your account?

Pick up and activate a Savings card in Sainsbury's stores then use the link below to register with us.

Register your card

Frequently asked questions

Can't find what you're looking for? Our team is happy to help.

Visit the Help Centre
How does the bonus work?
Each year, save from January and keep money on your card. At 11:59pm on 1 November, we check your balance. You'll receive £2.50 for every full £50 on your card – that's a 5% bonus on balances between £50 and £500. The maximum bonus is £25. Any online orders placed on or before 1 November are deducted from your qualifying balance. The bonus is added to your card by the end of November. We reserve the right to amend the bonus rate from year to year.
Can I register more than one card?
Yes. You can add multiple Savings Cards to a single account – useful if you've picked up cards for family members or want to run separate budgets. Each card qualifies for its own November bonus, provided it meets the £50 minimum balance requirement.
Where can I load and use my card?

There is a 2-step process to using the Savings Card:

  1. The card can be activated at a Sainsbury's in-store checkout and self-service till and used as a gift card. Money can be added to the card once and redeemed as required. It is not a Savings Card until registered in Step 2.
  2. Register your card to enable the card to become a Savings Card, at which point the card can be reloaded and redeemed as often as you like. The card will then become eligible to earn a bonus if the minimum balance requirements are met. The card must be activated before registration.
Why do I need to register my card to qualify for the bonus?
If your card is registered to your Sainsbury’s Account, your balance is insured against retailer insolvency and we can also apply your bonus to your card.
What happens if I lose my card?
If your card is registered to your Sainsbury’s account, you can contact us via the Help Centre at 0800 63 62 62 and we’ll be able to help. Sainsbury’s is not liable for any unauthorised use of the Savings Card. Unregistered cards cannot be replaced.